call us 604-761-0741 Delta, B.C.


Mortgages are almost like a forced saving account. Most people when left to make their own financial decisions often procrastinate or worse, make poor choices without doing any research. With a mortgage, you know that every month a large portion of your money goes into your home. Slowly you chip away at the debt until one day, 15 or 30 years down the road, youa��ve paid down the entire debt.

We will discuss my own mortgage products and mortgage rates to offer. As Mortgage Brokers, we offer mortgage rates and products from over 40 Mortgage Lenders. We match the right mortgage rate, lender, and write essay for me product with your needs. Compare our BC Mortgage Rates to our competitors.A�We are paid by the lender a�� In most cases, residential mortgage brokers are paid by the mortgage lender where we place the mortgage, and not the client.

Wea��re a growing trend a�� In Canada, 1 in 4 mortgage borrowers are using a mortgage broker, and almost 1 in 3 in BC. Our clients include: average families, professionals, First Time Buyers, Self Employed clients, buyers of Rental & Vacation Properties, New Immigrants, and clients who are Refinancing or Renewing their mortgages. Anyone who wants to be sure they are buy college papers online getting the best mortgage product and mortgage rate for their situation, is now using a mortgage broker.

We are Licensed Mortgage Professionals a�� As licensed mortgage brokers, and members of the Mortgage Brokers Association of BC, all mortgage business carried out is governed by rules ensuring mortgage advice that clients receive suits the clienta��s needs. Licensing is not required of mortgage representatives in banks and credit unions.

We are Mortgage Specialists a�� Unlike a bank or credit union, we wona��t bug you about moving your other business from your current institution. Where you have your investments is your business and not ours. We do a great job on mortgages (with optional mortgage and title insurance) and thata��s it!

Whether youa��re a first time home buyer, renewing your mortgage, refinancing, buying a vacation or rental property, or just looking for ways to pay off your mortgage earlier, contact one of our BC licensed mortgage brokers.

For those who have never taken the trip down mortgage lane, here is a list of things to keep in mind as you explore your options:

  • Before starting into the home-buying process, make sure that your credit report is accurate and complete. The lenders you choose to work with will use your FICO (an abbreviation for Fair, Isaac & Company) score to assess your suitability for a loan.
  • Put together a budget that reflects all of your current income and spending so that youa��ll have an idea how much you can afford to borrow.
  • Meet with a variety of lenders and dona��t settle untilA�you’veA�found the right one for your circumstances. Make sure that youa��re pre-approved for an agreed-upon amount before going any further. This will show your real estate agent that youa��re serious about buying a home as well as speeding up the loan process.
  • Purchase Figure out the must-haves in your home. This will help focus the search process.
  • See as many homes as possible. Youa��ll know when you find the one thata��s perfect for you and your family.
  • Lastly, onceA�you’veA�found your dream home, make an offer and let the home-ownership process take its course.

Buying your first home can be scary if you dona��t have a strategy. As they say, plan your work and work your plan, and youa��ll be ready to take on the responsibility of a mortgage

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